Visa Electron is a debit card available across most of the world, with the exception of Canada, Australia, Ireland and the United States. The card was introduced by Visa in and is a sister card to the Visa Debit card. The difference between Visa Electron and Visa Debit is that payments with Owner : Visa Inc. Quoting the introduction to the relevant Wikipedia article (Visa Electron). Visa Electron is a debit card available across most of the world, with the exception of. As far as withdrawing cash from any cash machines worldwide is concerned, there is no difference between Visa debit and Visa Electron, and a.